Is alipay safe

Before you put stock in the exaggerations and tall tales that you might hear on the Internet or elsewhere about widespread scamming and counterfeiting in China, take some time to read our assessments and advice.

The suppliers who sell through it, though, are another story.

How To Buy From Alibaba. What you should take care while ordering from alibaba

While the majority of them are there to do business honestly, there have been some cases of them scamming their customers. Alibaba provides certain trade guarantees and secure payment methods to protect your transactions. It also has protocols to make sure suppliers are legally registered, and allows you to report a seller whom you suspect of fraud. These tools help to keep you safe on Alibaba.

With that said, the platform cannot guarantee the ability legal or otherwise of their suppliers to list certain authentic branded products for sale.

There have also been cases where suppliers have slipped through cracks in the verification process and ended up scamming buyers in various ways. All trading online or otherwise comes with a degree of risk. That means more money changing hands, and more products that have a chance to be counterfeit or otherwise defective.

Buying on more consumer-focused e-commerce portals — such as eBay. Fortunately, there are ways to reduce the risks that come with buying in bulk, and weed out the scammers. There are certain products that are especially popular bait for counterfeiters and fraudsters. These include digital media such as DVDs, Blu-Ray discs, video games, and computer softwarecomputer memory storage devices such as USB flash drives and external hard drivesand items from popular Western brands e.

Apple, Nike, Sony, Disney, Marvel, and so on. Almost all of these will be not-as-advertised, if not outright knock-offs.

Even some products supposedly from major Chinese brands may be fake, too. An easy way to avoid dealing with a dishonest seller is to buy only from those who have the Gold Supplier status. This means that they have a paid account on the website, and have verified that they have a registered business, so they have more to lose from being caught scamming. If your intuition tells you that something is off, it may be a better idea to look elsewhere for what you want than forge ahead with a risky deal.

This will tell you that if you buy from this supplier, you get three safety guarantees. And third, if you receive your order and it is significantly different from how it was listed, you can keep it anyway and receive a partial refund. It is also wise to use your credit card or PayPal account as your actual method of payment. PayPal or your credit card company may be able to step in and help you if something goes wrong, as opposed to if you pay with a money order or bank transfer.

This goes somewhat hand-in-hand with our previous tip. They may be trying to hijack your purchase by posing as the seller, then taking your order payment and not sending you anything in return.

Only deal with the official representative for the seller that you want to buy from by using the methods described in tip 3. Also, even if a seller is or appears to be legitimate, they may be attempting to avoid selling fees or taxes by having you not pay through the Alibaba website. Avoid doing business with these people. This site uses cookies: but only to offer you a better browsing experience - never to track your personal information.

Okay, thanks Learn more about how Techboomers uses cookies and how to change your settings. Necessary Always Enabled.Decent but nothing to rant about!

Super complicated for English speakers. Alipay sucks Why would Alipay take credit card information and then decline it as international card when it starts with international card on Didi?

Didi is in the same boat.

is alipay safe

They have international card option but when you put in the card its declined. How is one supposed to work in this country and build a business relationship with factories when everything is stacked against you doing so. No credit cards, no maps, taxi drivers that want to rip you off all the time and no way to find your way back on your own. China is doing great except making things easier for people who are making things happen for it. If you have a UK number you can't use alipay!

This has caused quite an issue as I can't travel around china and pay for things, without completing registration by verifying my phone number. Although loads of articles say it accepts foreigners and UK people this isn't the case at all!

For online purchases in China it's hard to avoid China's PayPal- alipay. I wouldn't recommend using any of their other saving or banking features - as a foreigner.

Cant use the same functions Chinese people get. Like open a savings account. Different treatment for chinese and non chinese. Racist treatment and withholding of money. Poor customer service. I can use alipay anywhere to shopping in Thailand, extremely convenient and safe! Don't make a account here on alipay. Get to know your customers. Simply claim your company now.

Get real customer insight and respond to your reviews. It's free. Overview Reviews About. Write a review. Filter by:. Decent but nothing to rant about Decent but nothing to rant about! A truly bad experience with Alipay and Didi. Racist Cant use the same functions Chinese people get. Fraudulent company! Is Alipay your company? Get a free business account.Trending now Candor Taco Malabar Ginger. This is making it more difficult and confusing than it needs to be.

Don't click on the button that says you are a foreigner, just enter your card number and cellphone and you receive an activation code, set your password and you have zhifubao. I figured it out with mediocre Chinese reading skills while on scotch. Handoogies, does that automatically link your card to your zhifubao meaning whenever you purchase sthg, the amount is deducted directly from your card or does it require you to have to top off your zhifubao account via your bank's e-banking platform before you can pay with zhifubao?

is alipay safe

Just wondering cuz I was never to pay directly bc everytime I got to the enter card number area, they would ask for an ID number and had no passport option. Creating a Zhifubao account is simple -- linking it to your bank account and going through the verification process is not. You'll automatically get a Zhifubao account when you sign up for Taobao, but you won't be able to do anything with it until you're verified.

You can't even accept money transfers from friends. I'm at Part 3 and I'm having trouble linking my card. The app only allows for cards with numerals while mine has 17 it's a china construction card. Any solutions for this? So you have to use a credit card for this method? There's an option to add a regular bank card on the user profile page of the app lower rightbut even copying and pasting my passport info has letters but no letter input in app I can't get it to behave. I still say that this is incorrect for all the nationalities.

If your country is not on the list of countries that you can choose from the registering list. You cannot register alipay account. I called last month to their customer service and they told me that. Unfortunately I am one of those ppl who cannot. First Thanks for your effort, Second when you click on the blue one you don't get that page, i cannot find a registration page when you can put you Passport number as ID number, I am stuck at the Chinese ID number which I don't have :S.

I completely agree with handoogies, I've been using Alipay for over 2 or 3 years and quickly figured out not to do the "foreigner" option. All you need to know is the ID number you signed up to the bank with, and yes yes for us foreigners this will be your passport number but when i opened my account they added zero's to pad it out, so when i signed up to Alipay and thought the foreigner thing was way too long and ridiculous, i just entered my ID number exactly as my bank had it, with all the zeros added on and hey presto it worked.

It didn't work just on it's own, as my passport number. Then when i pay for stuff it directly comes off my card not my alipay balance. As it stands, i can't use my card for online shopping on it's own as it's one of the crappy ones you get. Unless it's changed, which it doesn't look like it has, it's by far the quickest way to sign up.

Technically, alipay doesn't know i'm a foreigner. Also you can pay for things in convenience stores, buy movie tickets including selecting seats etc and of course lets not forget the hongbao games at Chinese New Year!

Very useful article, thanks a lot! I had an issue with completing the step 1, when I input my bank card number, it is said that this card number is already used no idea why as I've never had an alipay account beforeand apparently, the only way is to use another bank card, if your don't have another bank card, then you will have to go to the bank and ask for one or replace the previous one.

Me again! Audrey, that sounds super dodgy, i'd get on to your bank about that one! If you defo didn't sign up before, it could be the card they gave you had a previous owner and after a period was reactivated and given back out. Also worth mentioning, El Fresh online now accepts Alipay as payment. Just have to navigate their terrible new site layout.

Another option is not to link your bank card but just top up your account through e-banking. Not as convenient but infinitely safer as they don't have your bank account on file. Worst case if your account gets hacked is that you lose your unused balance only.

is alipay safe

When checking out, I just do the thing where I select my bank, enter the login info I set at my bank, then a PIN is sent to my phone.Then sit back and relax, let us do the rest! If you need to pay for products purchased in China, Alipay is a good choice. We ship your goods From China according to your chosen shipping method.

With rapid technology development, mobile payment has emerged as the most popular payment method in the world, especially in China. Alipay is the most widely used payment in China. You will find people scan their QR code with the App on their smartphones to buy some food in the grocery store everywhere.

Created by the e-commerce giant, Alibaba, Alipay was launched in in China. It is a third-party online payment service provider in China, which makes China the world leader in terms of how consumers engage with digital payment apps. It is the most widely used payment method in China with over million daily transactions and over million active users.

Chinese used to paying for anything they need, from breakfast to booking a vacation, with Alipay on their smart device. What it is? Generally speaking, it is an e-wallet that enables people to conduct transactions directly from their mobile device, enable shoppers to store funds to be used online. How can I get an Alipay account? How does it work? Easy, we will dwell on these questions in this blog and elaborate the frequently asked questions.

For this one, a QR code will be generated automatically and displayed to the shopper, the shopper has to open Alipay on his phone and scan the QR code, and then the transaction details will be displayed on the screen, and enter the payment password if he confirms the payment.

Finally, the shopper will be directed to a successful payment page and the payment is complete. Yes, of course. And CNY is the preferred currency. If you are traveling abroad where Alipay is available for the vendor, you do not have to exchange your CNY to the local currencies. It will save you a lot of trouble. When you checkout, the system will calculate your CNY expense automatically based on the exchange rate of the day.

Alipay does not support security brokers and dealers, gambling, multi-level marketing, and other illegal business.

Receiving QR code is a permanent one with one Alipay account, while the QR code for payment is a dynamic one that designed for the account security. In general, Alipay is safe if you protect your personal info carefully. Please follow below instructions when you use Alipay.Internet Security.

But is it safe to shop there? Is AliExpress legit? And are you more likely to be the victim of fraud if you shop there? Here are the answers you need. It has since expanded to business-to-consumer, consumer-to-consumer, cloud computing, and payment services, as well. It allows small businesses in China to sell to customers all over the world. Just like Amazon, you can find just about anything there. Unlike Amazon, all of the sellers on AliExpress are a third party: AliExpress itself does not sell anything.

They just provide the marketplace. Why is this? Costs for production in China are quite a bit lower than in other countries. The lax enforcement of intellectual property laws may also contribute.

Using WeChat or Alipay in China to Pay | Expat Guide

The second possibility for an item being extremely cheap is that its either counterfeit or fraudulent or semi-fraudulent, as in the case of the GooPhone I5 How to spot an iPhony!

Are GooPhones as Good as iPhones? Do you own an iPhone 5? It may surprise you to hear that the iPhone 5 has a cheap knock-off Read More. China is known as a hotbed of counterfeit production, and AliExpress is no exception. Taken together, AliExpress offers some really good deals, but not all products are legit. You can get all sorts of counterfeit items there, from electronics to clothing. Some sellers have also been known to defraud buyers by tricking them into paying before they receive an item and then disappearing with the money.

Of course, being able to tell the difference between a legit deal and a ripoff is crucial when buying something from AliExpress. In my experience, about two weeks is the average time it takes most items to arrive, but you certainly need patience to buy direct from China.

Nearly all shipments even those with free shipping will have a tracking number once shipped, but it may take a week to actually dispatch before a tracking number is added. One could be tracked to my local customs office, but had been sitting there for a month. The seller offered to send it again, and sure enough, I actually received both packages about a month later.

Another was never dispatched, and there was no tracking number. AliExpress issued a full refund. Nearly all countries have an import tax: a percentage value of the cost of the goods being imported that must be paid to your government when bringing something into the country. Many people are shocked to find these hidden charges, and end up leaving a bad review for the seller. To be clear: this is illegal. You should pay your taxes. Note that if you were trying to deliberately import something without paying the duty, you would need to do so using the slow, free shipping method.

In most cases, the goods you buy will be the same as those in the high street. However, sometimes you may find yourself unhappy with the product.Alipay already cooperates with 65 financial institutions, among which are Visa and Mastercard, so if you already have a credit card all you have to do is download the Alipay app on your cell phone and register in a few simple steps.

is alipay safe

However note that some of the fuctions only work if you use a Chinese credit or debit card. Later Alipay will ask you to also enter a password to allow you to make payments with this application. But be careful because this method of payment can really cause you to lose track of the money you spend: each time I find it emotional to see that the payment went through without a problem! For example, money sent from friends are collected in your app account.

There are numerous functions of Alipay: just one application substitutes at least ten, for example you can also use the Bike Sharing service. Living in Hangzhou I tried this new method of payment right away and was impressed by the speed and practicality: soon this QR scanner at the entrances and exits of the metro will also be available in other Chinese cities.

WeChat Pay and Alipay are similar in many ways and have similar functions, so why use Alipay instead of the most popular social network in China? This website is not in any way affiliated with Alipay. Camilla has lived in China for three years. After an incredible experience in Lanzhou, she decided to apply for a scholarship from the Chinese government. Presently she studies in Hangzhou, at the China Academy of Art, to get my masters in art history: with a suitcase and camera in hand, always ready to travel in China or, more in general, in Asia.

When the Chinese users add a credit card, all the purchases that they make using the Ali Pay app will be credited to their card account. How does Ali Pay overcome the expenses related to the card processing? Do they charge the fee to the user that loads money into Ali Pay using credit card? Do they offer other options to load money without the processing fee? Thanks in advance. I downloaded the app and signed up.

Got my registration text. Added my credit card. Then when I tried to transfer money to my friend in China on Alipay, it asks for a bank debit card. Can you transfer money to someone else funded by credit card?

Hi friends! There is a website helps foreign friends to recharge alipay account and accepts foreign credit cards. Vpayfast makes foreigners to live in China more easier! Can one switch the display and input languages to French, English, or German? Any other languages? Your email address will not be published. Save my name, email, and website in this browser for the next time I comment.

Start Here! We are reader-supported and may earn a commission when you buy through links on our site. What is Alipay and how does it work? Why choose Alipay? Disclaimer This website is not in any way affiliated with Alipay. Comments Hi!

I have a question: When the Chinese users add a credit card, all the purchases that they make using the Ali Pay app will be credited to their card account. Hi there, for these details, I recommend to get in touch with Alipay support team.Prior to the emergence of mobile payment apps in China, the country was primarily a cash-based society. From meals, clothing, rent, bills, taxis, and almost everything else, paying cash was the norm.

However today, apps like Alipay and WeChat are transforming China into a cashless society where transactions are commonly carried out via the phone in your pocket. The largest benefit from paying with payment apps such as Alipay and WeChat is convenience. As recently as 5 years ago, everybody had to make sure they always had cash on them to pay for things. You can also use Alipay and WeChat to pay items for sale in apps that lack traditional payment functionalities.

For example, with Ele. In addition to standard transactions, these mobile payment apps have taken the convenience of mobile payment to a higher level by allowing you to pay for bills like cellphone service and Internet with the app. Depending on your area and provider, you may even be able to pay for utilities like electricity and water too.

How To Use Alipay : Ultimate Guide 20202

Even paying for rent is possible using the direct transfer function with Alipay and WeChat. You can also use this function to borrow or payback money from friends along with sending money, or hongbaos, as gifts although I have a couple other recommendations for gifts to give to friends or family in China.

Lastly, for foreigners who cannot speak Chinese too well, using mobile payments can make your life in China much easier, allowing you to purchase things despite any language barrier. While some apps are only in Chinese, after having someone walk you through how to use them you will be able to make purchases on your own. I just sent you an email with a download link for the Expat Guide to Banking in China. Alipay connects directly to your Chinese bank to make payments and transfers. Simply type in your destination and wait for a driver to pick you up.

Mobile payment through apps like Alipay and WeChat has historically only available to people with a Chinese bank account. Recently, however, you might have read news talking about the new option to add a foreign credit card to WeChat.

According to the reports, in order for this to work, you would need to meet the following criteria:. Be sure to inform your bank prior to traveling that you will be using your card while in China and ask what ATM fees you may be charged each time you withdraw money. You may even be envious of this new cashless-based system after returning to your home country.

Is Alibaba Safe? Learn How to Buy from Alibaba Safely

Do you use mobile payment apps in China? Have they made your life in China more convenient? Are there any other top payment apps we did not mention? Share your thoughts and experience in the comments section below!

These simple but often overlooked tips could make or break your trip! Download the Tips Here. Josh is the founder of TravelChinaCheaper. Over that period of time he has traveled by plane, train, car, motorcycle and even camel to explore almost every corner of the country. I just tried entering a foreign credit card to WeChat downloaded In mainlandafter keyed in all the details, it still ask me to verify real name with a china bank card.

So your info above is wrong. Reading the info above, he says the credit card with wechat dosent work and if it does, not well. Please reread. Feels like bait and switch ya know.


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